FinSight: Accounts Receivable & Cash Flow Forecasting
How GetPost Labs would build the accounts receivable workflow: payments matched to invoices and reminders drafted by AI agents, ageing, credit limits and the cash flow forecast calculated by rules, and every follow-up and decision left with your credit controller and finance manager. The rolling cash forecast updates on the same trail.
Executive Summary
The Problem: Every day the accounts receivable officer allocates incoming payments to invoices, reconciles customer accounts and chases what is overdue; every month the management accountant rebuilds the forecast and explains the variances. The information sits in the bank feed, remittance emails, the accounting system and a spreadsheet, so it is matched and re-keyed by hand — and the cash forecast is only as current as the last reconciliation.
The Solution: FinSight gives the payment matching, remittance reading and reminder drafting to AI agents, keeps ageing against terms, credit limits and the forecast calculation as fixed rules in software, and leaves every follow-up, credit hold and write-off with your people. Receipts, reminders and the rolling cash flow forecast sit on one record.
The Outcome: The receivables team reviews the payments that do not match instead of allocating every one, the credit controller calls the right customers first, and the finance manager sees a cash forecast built from today's ledger.
The Challenge
Understanding the problem space
"Accurately post, match, and allocate daily customer payments across bank accounts."
— A duty listed in a current Australian accounts receivable officer job ad (LinkedIn, September 2026)
Matching, chasing and reconciling are the core of the role. Across 51 current accounts receivable and management accountant ads, the same duties come up again and again: allocate customer payments, reconcile accounts and resolve discrepancies, send statements and reminders, follow up overdue accounts, and prepare forecasts and variance commentary.
Most of that work is cross-checking information that already exists somewhere else — the bank line, the remittance email, the open invoices, the customer's terms and last promise to pay. When it lives across Xero or MYOB, the bank portal, email and a spreadsheet, every payment is matched by hand, and one unallocated receipt shows up as an overdue account, a wrong reminder and a forecast that is out before it is finished.
Source: 51 accounts receivable officer and management accountant job ads in Australia on SEEK and LinkedIn, September 2026. Employers not named.
The Solution
What GetPost Labs would build
Core Capabilities
Where the Time Comes Back
Reviewing, not allocating
The receivables team stops matching every payment by hand and starts reviewing what the agent could not match:
Payment Allocation
Open the bank feed, the remittance emails and the customer ledger side by side. Allocate each payment by eye and park the ones that do not fit.
The agent has matched the payments it can explain and flagged the rest with its best guess. The officer checks the flagged ones, not every line.
Overdue Accounts
Run the aged debtors report, work out who to chase, write each reminder, and track promises to pay in a spreadsheet.
Rules age every account against its terms. The agent drafts the reminders; the credit controller approves them and makes the calls.
Cash Flow Forecast
Export the ledger at month end, rebuild the forecast in a spreadsheet, and explain the variances from memory.
The forecast recalculates as payments are matched. The agent drafts the variance notes; the finance manager reviews and decides.
BPMN Workflow
The business process modelled
Customer Payments: Received to Forecast
User Journey
A Morning's Payments, Received to Forecast
Scenario: A wholesale business with trade customers on account. Overnight the bank feed brings in a batch of customer payments, some with remittance emails and some without.
Customer payments arrive in the bank feed. One customer pays several invoices in a single transfer and emails the remittance
Matches each payment to its invoices using the bank reference and remittance. Flags one payment that is short of the invoice total
Ages every account against its terms. One customer is now overdue and over its credit limit, so new orders are flagged for the credit controller
Drafts reminders for the overdue accounts, and a query about the short payment listing the invoice it relates to
Approves the reminders, calls the customer over its limit and agrees a payment plan, noted on the account
Recalculates the rolling cash flow forecast from the matched receipts, open invoices and the agreed payment plan
Reads the agent's draft note on what moved, and decides to hold a planned supplier prepayment until the plan payments arrive
Outcome: Payments are allocated, overdue accounts followed up and the cash forecast updated, with every match, flag and decision on one record. The agent prepared it; your people decided it.
Interactive Prototype
Functional dashboard demonstrating the concept
Cash Position
Real-time bank feeds • All accounts aggregated
© 2026 GETPOST Labs. Full Stack Engineering Solutions.
Functional prototype. Click on cells and entries to see interactions.
System Context
Where FinSight fits in the ecosystem
Have a Similar Problem?
This is the kind of workflow automation GetPost Labs builds. If your organisation has similar challenges, we'd love to discuss how a custom solution might help.